LENDER	INTEREST RATE %	MAX % ADVANCE	LENDERS ARRANGEMENT FEE	SPECIAL FEATURES
BM SOLUTIONS	5.95% 3 year fix 4.50% 2 Year Tracker	75% 75%	2.50% 2.00%	Applicant must work for Govt Agency or Multi National Company. Rental calculation 125% at payrate.
C&G	4.29% 2 year fix 3.89% 3 year fix 5.30% 5 year fix 3.29% 2 year tracker All plus 0.2% if interest only	75% 75% 75% 75%	£995 £995 £995 £995 £99 Booking Fee on all applications	Limited offers via IMP Every case has to be agreed with an underwriter before submission. Credit Scoring Will not lend to Self employed expat applicants. Employed applicants need to work for large companies. Available for main UK residence only. Free property valuation and low cost legal fees for remortgages. Different terms available for loans between £1 million and £5 million
HALIFAX	4.79% 2 year fix (4.99% if Interest only) 2.79% 2 year tracker (2.99% if Interest Only)	75% 75% 75%	£1499 £1499 £1499	Maximum loan £500,000. Interest only loans attract a .2% loading. Very restrictive terms. No capital raising allowed. Must be returning to the UK within 2 year period. 6 months bank statements required. UK credit history required. Redemption Penalties Fixed rate 2% in first 3 years
HSBC	5.99% 3 year fix 5.98% 5 year fix	60% Repayment basis only 60% Interest only	£999 £999	Applications only accepted from existing HSBC Premier customers. Minimum savings / holdings £60,000 Net Rental must be 130% of pay rate.
IPSWICH Family Occupation Buy To Let Fix Buy to Let Discount	3.69% 2 year Tracker 3.99 Fix 4.99%	75% 75% 75%	£499 £895 £999	IMP exclusive scheme No New Build Flats No early repayment penalties on 50% of advance.
ROYAL BANK OF SCOTLAND INTL	Base + 2.89% 2 year tracker Base + 3.09% 2 year tracker	Up to 60/70% 60.01-65%	0.5% 0.5%	Minimum loan £75,000 Will lend on new build flats max loan to value 55% on a repayment basis and 50% interest only . Will consider holiday lets.